Certificates of Deposit (CDs)

Combine safety and investment flexibility, while locking in competitive rates on your money. Achieve your savings goals for the finer things in life like vacations, vehicles, and just plain enjoying life.

ALMA Certificates of Deposit earn a competitive fixed rate of interest until they mature. Generally, the longer the maturity date, the higher the yield. FDIC insurance allows for worry-free investing. We offer a broad range of maturities from short to long-term based on your investment horizon. Rates are guaranteed for the term you select.

Minimum opening deposit of $2,500
FDIC insured up to $250,000
Convenient automatic renewal feature ensures continued compounding of your investment
No fee to open the account
Choose terms from 1 month to 5 years
Access your account via 24-hour access via phone, ALMA Online & Mobile Banking
Penalty may apply if CD is closed or money withdrawn prior to maturity
View current interest rates and APYs