Personal Interest Rates

Deposit Rates

Effective date 10-23-2024

Deposit Rates
PRODUCT NAME	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)
Premier Plus Checking*
$1,000.00 and above	0.10%	0.10%

Personal Money Market**
$1,000.00-$4,999.99	0.10%	0.10%
$5,000.00-$9,999.99	0.10%	0.10%
$10,000.00-$24,999.99	0.15%	0.15%
$25,000.00 and above	0.20%	0.20%


Personal Savings***
$100.00 and above	0.15%	0.15%

Premier Personal Savings****
$10,000.00-$249,999.99	0.40%	0.40%
$250,000.00-$999,999.99	0.50%	0.50%
$1,000,000.00 and above	0.60%	0.60%

Certificates of Deposit⁺

CD Rates
	CD		IRA
	Rate	APY	Rate	APY
1 Month CD	0.15%	0.15%	0.15%	0.15%
3 Month CD	0.20%	0.20%	0.20%	0.20%
4 Month CD	3.92%	4.00%	3.92%	4.00%
6 Month CD	4.17%	4.25%	4.17%	4.25%
9 Month CD	2.96%	3.00%	2.96%	3.00%
11 Month CD	3.44%	3.50%	3.44%	3.50%
12 Month Liquid CD	0.10%	0.10%	N/A	N/A
12 Month CD	3.92%	4.00%	3.92%	4.00%
13 Month CD	0.50%	0.50%	0.50%	0.50%
15 Month CD	0.50%	0.50%	0.50%	0.50%
18 Month CD	0.50%	0.50%	0.50%	0.50%
19 Month CD	0.50%	0.50%	0.50%	0.50%
24 Month CD	0.50%	0.50%	0.50%	0.50%
30 Month CD	0.50%	0.50%	0.50%	0.50%
36 Month CD	0.50%	0.50%	0.50%	0.50%
48 Month CD	0.50%	0.50%	0.50%	0.50%
60 Month CD	2.96%	3.00%	2.96%	3.00%

Premier Plus Checking^*

APY (Annual Percentage Yield) is accurate as of 3/25/24. A minimum balance of $1,000.00 is required to open the account and obtain the advertised APY. Fees may reduce earnings. Rates are subject to change at any time at our sole discretion. Contact an Alma Bank employee for further information about applicable fees and terms. FDIC insured.

Personal Money Market^**

APY (Annual Percentage Yield) is accurate as of 3/25/24. A minimum balance of $1,000.00 is required to open the account obtain the advertised APY. Fees may reduce earnings. Rates are subject to change at any time at our sole discretion. Contact an Alma Bank employee for further information about applicable fees and terms. FDIC insured.

Personal Savings^***

APY (Annual Percentage Yield) is accurate as of 3/25/24. A minimum balance of $100.00 is required to open the account and obtain the advertised APY. Fees may reduce earnings. Rates are subject to change at any time at our sole discretion. Contact an Alma Bank employee for further information about applicable fees and terms. FDIC insured.

Premier Personal Savings^****

APY (Annual Percentage Yield) is accurate as of 3/25/24. A minimum balance of $10,000.00 is required to open the account and obtain the advertised APY. Premiere Personal Savings accounts only available for customers who have a Premier Checking or Premier Plus Checking accounts. Fees may reduce earnings. Rates are subject to change at any time at our sole discretion. Contact an Alma Bank employee for further information about applicable fees and terms. FDIC insured.

Certificates of Deposit⁺

APY (Annual Percentage Yield) for all accounts accurate as of 10/23/2024. In order to receive the advertised APY, principal and interest must remain on deposit until maturity. A minimum balance of $2,500.00 is required to open the account and obtain the APY; and $240,000.00 is the maximum amount allowed per account. Fees may reduce earnings. Multiple accounts per customer are permitted. Early withdrawal penalties apply. Contact an Alma Bank employee for further information about applicable fees and terms. FDIC insured.

Visit your local Alma Bank Branch today or call 718.267.ALMA (2562) to get started.

Open An Account

Give us a call718-267-ALMA (2562)