Certificates of Deposit (CDs)

Have excess cash on hand? Earn interest income when you don't need immediate access to these funds.

ALMA Business Certificates of Deposit (CDs) earn a competitive fixed rate of interest until they mature. Generally, the longer the maturity date, the higher the yield. FDIC insurance allows for worry-free investing. We offer a broad range of maturities from 1 month to 5 years, based on your business investment horizon. Rates are guaranteed for the term you select.

Minimum opening deposit of $2,500
FDIC insured up to $250,000
Link to your ALMA business banking account for better rates
Convenient automatic renewal feature ensures continued compounding of your investment
No fee to open the account
Choose terms from 1 month to 5 years.
Access your account via phone or use ALMA online banking to check balances, interested paid, and more.
Penalty may apply if CD is closed or money withdrawn prior to maturity.
View current interest rates and APYs