Compare Personal Checking Accounts

Compare Personal Checking Accounts
Accounts	Everyday Checking Learn More	Basic Checking Learn More	Premier Checking Learn More	Premier Plus Checking Learn More
Check Limit	n/a	10 Checks per month*	Unlimited	Unlimited
Features	Direct Deposits	Direct Deposits	Direct deposit	Higher balances earn higher interest rates
	Online Banking with Bill Pay	Online Banking with Bill Pay	Online Banking with Bill Pay	Online Banking with Bill Pay
	Mobile Banking with Bill Pay and ALMA Mobile App	Mobile Banking with Bill Pay and ALMA Mobile App	Mobile Banking with Bill Pay ALMA Mobile App	Mobile Banking with Bill Pay and ALMA Mobile App
	Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.	Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.	Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.	Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.
	Electronic statements	Electronic statements, check images	Electronic statements, check images	Electronic Statements, check images
			Alma Bank Platinum VISA Card (no annual fee)	Alma Bank VISA Card (no annual fee)
	Safe deposit box available**	Safe deposit box available**	Safe deposit box available**	Safe deposit box available**
Minimum to Open	$25	$10	$100	$1000
Monthly Maintenance	$4.95	n/a	$10	$10
Average Daily Balance to Waive Maintenance Fee***	n/a	n/a	$500 or Fee waived with monthly direct deposit	$1000
Link to Savings	n/a	n/a	Personal Premier Savings available to Premier and Premier Plus checking customers	Personal Premier Savings available to Premier and Premier Plus checking customers

*Account holders sixty-five (65) years of age or older are allowed twelve (12) checks per month.

** Safe Deposit Boxes are not available at all ALMA branch locations.

*** The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is monthly.

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