Business Credit Cards

ALMA Bank Business World Credit Card

• Better Cash Flow Management: Whether you're hiring your first staff member, purchasing materials or bridging a gap in your cash flow while awaiting a payment, you'll want the ultimate business card that gives you access to capital to help you grow your business.
• Identity Theft Resolution Services: World MasterCard for Business cardholders who believe they are the victims of identity theft are entitled to a variety of services, including assistance with the completion of an Identity Theft Affidavit, notification of all three major credit reporting agencies and assistance with credit and charge card replacement.
• Zero Liability: Have peace of mind knowing that the financial institution that issued your U.S. MasterCard card won't hold you responsible for unauthorized purchases. Zero liability applies to purchase made in store, over the telephone or online.
• Concierge Services: Enjoy exclusive, personal assistance with making dinner reservations, finding event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business related arrangements. Knowledgeable experts can assist with whatever you need, whenever you need it - 24x7x365.
• MasterCard Business Network: Control your company's business travel by setting preferences like airline, class fare, and more. Also, book and manage flights, car rentals, hotels, and parking simply and conveniently.

ALMA Bank Business World Elite Credit Card

• Personal Concierge Service: Enjoy complimentary 24/7 assistance with dinner reservations, entertainment, travel recommendations and other helpful services around the world.
• Identity Theft Resolution Services: If someone steals your identity, Identity Theft Resolution Services provides resolution services to help you restore your identity. Full service restoration can help you reduce the personal time required to resolve the situation and can help eliminate out-of-pocket expenses.
• Zero Liability: Pay only for purchases which you have authorized on your World Elite MasterCard. Unauthorized purchases are not your responsibility.
• Annual Airline Credit*: Receive up to $200 in airline credits, which includes eligible charges, paid for with your World Elite MasterCard, from the airline such as checked bags, in-flight refreshments, flight-change fees, oversize baggage fees, airport lounge day passes, pet-kennel fees and phone reservation fees.
• Car Rental Collision Damage Waiver Insurance*: Pays for covered damages (physical damage and theft) to rental vehicle when your eligible World Elite MasterCard is used to initiate and pay for the entire rental transaction.

*Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance.

To apply, simply stop by any ALMA Bank branch location for an application or apply online:

Apply Now

Business Platinum from MasterCard

The ALMA Bank Platinum Collection from MasterCard offers two styles of cards to choose from:

ALMA Bank Platinum Business Payback Credit Card

Put your purchases to work for you with our Platinum Payback program.

• Earn 1% Cash Back on all your qualifying purchases.*

ALMA Bank Platinum Business Preferred Credit Card

Features higher spending limits and Platinum Rewards designed to make every dollar count.

• Opportunity to earn double and triple reward points on qualifying everyday purchases.**
• Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

The Business Platinum Card also offers:

• No annual fees
• 24/7 Customer Support
• Online Reward Tracking
• Protection and Security Services

*See program rules for details.

**Subject to enrollment and periodic promotions. Terms and conditions apply. Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard® International Incorporated.

The creditor and issuer of credit cards is Card Assets, pursuant to a license from Mastercard International Incorporated. Mastercarad is a registered trademark of Mastercard International Incorporated. Credit cards are subject to Card Assets’ credit approval. 

To apply, simply stop by any ALMA Bank branch location for an application or apply online:

Apply Now

Business Purchasing Card from MasterCard

Purchase cards—also known as P-Cards or procurement cards —provide businesses with significant opportunities to streamline processing and improve working capital. By replacing paper invoices and manual systems, An Alma Bank P-Card can help your business cut operating costs, automate expense reconciliation processes and provide valuable insights on spend patterns. In addition, risk controls are enhanced and quicker payments improve supplier relations and help businesses earn valuable rebates and discounts.

An Alma Bank Purchasing Card offers the following benefits:

FOCUS ON VALUE-ADDED WORK
Reduced administrative costs in an accounts payable department frees up resources for other priorities.

IMPROVED WORKING CAPITAL
Improved Working Capital Delaying the payment of purchases for up to 30 days - increases working capital.

POTENTIAL ECONOMIC INCENTIVES
P-Cards provide the opportunity for revenue share in the form of a cash rebate back to the buying organization. 

ENHANCED EXPENSE MANAGEMENT
Automation of expense reconciliation processes provides more transaction data and better business spending analysis.

STRENGTHENED FRAUD MONITORING CAPABILITIES 
Real-time online tools can improve account-level controls.

FASTER PAYMENT TRANSACTIONS
Quicker payments can lead to preferred vendor status. 

To apply, simply stop by any Alma Bank branch location for an application. This is a complex product, so our bankers will be happy to explain it to you, and help you fill out the application. 

The creditor and issuer of purchase cards is Card Assets, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Purchase cards are subject to Card Assets’ credit approval.